filing for bankruptcy

The Scam of Debt Consolidation vs. Filing for Bankruptcy

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Debt does not discriminate.  People from all ethnicities, creeds, genders, financial statuses, and geographical locations find themselves in a financial crisis that renders them incapable of fulfilling their monetary obligations. There are choices for people who find themselves in debt trouble. Some people turn to debt consolidation companies while others make the decision to file […]

filing for bankruptcy

Chapter 7: The Road to Debt Elimination

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Chapter 7 refers to a chapter within the United States federal bankruptcy law that allows qualifying debtors to eliminate most kinds of unsecured debt. A Chapter 7 bankruptcy, also known as a “liquidation” bankruptcy, can eliminate most of your debts within a few months. As part of the process, you may also be required to […]