credit

How Will My Low Credit Score Affect Getting a Job?

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Often times, when I counsel individuals on their credit, they are concerned with how their low credit score will affect their overall lives.  They want to know if their lower credit score will affect their ability to gain new employment or affect their current employment. The answer to this is complicated, but a lower credit […]

credit

What Makes Up Your Credit Score?

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Your credit score is important. It can mean the difference between being denied or accepted for credit. It can also determine the interest rate on a loan. And it could even determine your eligibility for a job one day.  It is important to understand all that goes into your credit score. FICO dominates the market […]

credit

How to Increase Credit Score to 720 or Above

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Having a credit score below 720 can greatly affect many things in your life such as getting employment, a rental lease, a home mortgage, a home equity loan, an auto loan, a low interest rate, and you can even be denied some types of insurances.  There are several steps you can take to raise your […]