credit

How Will My Low Credit Score Affect Getting a Job?

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Often times, when I counsel individuals on their credit, they are concerned with how their low credit score will affect their overall lives.  They want to know if their lower credit score will affect their ability to gain new employment or affect their current employment. The answer to this is complicated, but a lower credit […]

credit

What Makes Up Your Credit Score?

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Your credit score is important. It can mean the difference between being denied or accepted for credit. It can also determine the interest rate on a loan. And it could even determine your eligibility for a job one day.  It is important to understand all that goes into your credit score. FICO dominates the market […]

credit

The Best Strategy for Creditor Lawsuits

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If you have unpaid debts, at some point you may be sued by your creditors. Though some may choose not to sue you, that should not be your reason to ignore your debts. Upon receiving the lawsuit notification, you must carefully consider your options and what is best for your situation. Filing for bankruptcy is […]