Helping Good People Through Their Debt Problems

A debt relief agency that understands the very prospect of filing for bankruptcy can seem daunting.

Serving Clients in the Bay Area, Stockton and Elk Grove, CA

COVID-19 Resources

During such uncertain times, its best for us as people to show each other we see you, we acknowledge you, and we are here for you. To support individuals and families, Khan Law is offering consultations via phone or video conferencing and free access to resources to help you succeed through turbulent times.


If you struggle with overwhelming debt due to the volatile housing market, job loss, divorce, unexpected health issue, injury, or financial circumstance beyond your control, you are not alone. Thousands of people in the Tri Valley & San Joaquin area struggle with insurmountable credit card balances, student loans, or medical bills through no fault of their own. Through a Chapter 7 or Chapter 13 bankruptcy filing, you may be able to discharge your debts, stop wage garnishments and end creditor harassment permanently.

Student Loan Consultations

Private loans are issued by private banks and are based on the applicant’s credit worthiness, meaning, if you have good credit, you can get a loan. Federal student loans, however, are not dependent on credit worthiness (except PLUS loans). There are presently six income driven plans, not all of which provide for debt forgiveness at the end of the repayment period. Each are different and fit different needs. Many clients are on the wrong payment plan. You can opt to change your loan type to be eligible for different plans. In rare instances, you can even have your student loan discharged in a bankruptcy.

Get in Touch

Schedule a FREE phone consultation, text or email to determine what would work best for your situation.​