Why Should Medical Debt Be My Lowest Priority Regarding Bankruptcy?

Medical debt is typically unsecured, meaning it isn’t tied to any property (like a house or car). That makes it fully dischargeable in bankruptcy, whether you file Chapter 7 or Chapter 13. You won’t have to repay it once your case is complete. Unsecured debt is debt that is not backed by collateral. There’s no […]

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The number one reason people file for Chapter 7 bankruptcy is overwhelming medical debt. Medical expenses are a leading cause because they can be unexpected, unavoidable, and often come with high costs that insurance may not fully cover. Many people facing serious health issues also experience a loss of income, making it even harder to […]

Medical Debt Is the Number One Reason People File for Bankruptcy Chapter 7

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