Bankruptcy can have a serious impact on your credit, but it doesn’t necessarily “destroy” it for 10 years. Here’s a breakdown: How long does bankruptcy stay on your credit report? Chapter 7 bankruptcy stays on your credit report for 10 years from the filing date. Chapter 13 bankruptcy stays on for 7 years from the […]
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Ensure Your Credit Report is Accurate After bankruptcy, some creditors might fail to update your accounts properly. That can hurt your credit score even more than necessary. You want to make sure: All debts discharged in bankruptcy show a $0 balance They’re labeled “included in bankruptcy” (not just left as “delinquent” or “charged off”) No […]
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Filing for bankruptcy significantly impacts your credit, and it usually takes time before lenders are willing to extend credit to you again. Here’s a general overview of what you can expect: Immediate Impact: After filing for bankruptcy, your credit score will likely drop significantly, making it harder to get credit in the short term. Credit […]
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helping good people with bad debt
helping good people with bad debt
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